Business Setup

Corporate bank account in the UAE

Executive Summary

Account opening in the UAE starts before incorporation: structure and activity chosen so the bank says yes, then the file prepared and introduced through Sijil's desk.

We run it ourselves

Nine clients have signed through this same process (July and August 2026): every quote starts with the numbers a bank will accept, because the cheapest time to clear compliance is before the licence is filed.

Live in production

Deliverables

What lands on your desk

Bankability check: will your structure and activity clear compliance?

Bank shortlist matched to your nationality, activity and footprint

File prepared: licence, ownership and KYC documents in the bank's order

Introduction via Sijil's desk and follow-up until the account lives

Methodology

Operational execution

  1. Scoping: who owns, who signs, where money moves

  2. We flag the structures banks refuse before you file them

  3. Post-licence, the desk prepares and introduces the file

  4. Follow-ups tracked until the account is operational

Jurisdiction

How requirements vary by emirate

Nationwide coverage across the UAE through the authorities Sijil's engine tracks live: mainland and free zones ranked on your case, wherever in the country you settle.

The emirate determines regulatory fees, visa quotas, and physical leasing mandates, not the business fundamentals. Our engine systematically models mainland versus free zone trade-offs based on your activity, headcount, and capital before a single filing is submitted.

Sector FAQ

Straight answers to technical questions

Why do banks refuse new companies?

Mostly compliance triggers: sensitive activities, unclear ownership, no local footprint, or cash-heavy models. We surface these before incorporation, because a licence no bank will accept is an expensive piece of paper.

Can you guarantee the account?

No: the decision is the bank's, and anyone who guarantees it is selling you comfort. What we guarantee is a bankable structure and a file the banker can actually process.

Do I need to be in the UAE?

For most banks, yes for the signing meeting: residency on the file widens the list considerably. We plan the trip around your licence and visa milestones so nothing waits.

We build. We prove. Then we serve.

Start with your specific requirements.

One WhatsApp message in Arabic or English: your initial assessment is returned with exact numbers from our calculation engine, not a sales brochure.